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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,270 | $209,425-79.8% | $178,499-76.3% | $158,966-73.4% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 15.23% | 188.80%-173.6pp | 151.10%-135.9pp | 302.95%-287.7pp |
| Employer contribution / active EE | $1,714 | $5,707-70.0% | $5,011-65.8% | $4,762-64.0% |
| Participant deferral / active EE | $2,331 | $5,955-60.9% | $5,202-55.2% | $5,983-61.0% |
| Admin fee / account holder | $6,553 | $17,078-61.6% | $13,986-53.1% | $11,250-41.7% |