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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,162 | $73,988-61.9% | $96,538-70.8% | $75,177-62.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | -0.95% | 26.73%-27.7pp | 35.74%-36.7pp | 160.75%-161.7pp |
| Employer contribution / active EE | $4,112 | $2,930+40.3% | $3,740+9.9% | $2,671+53.9% |
| Participant deferral / active EE | $2,134 | $3,660-41.7% | $4,880-56.3% | $4,126-48.3% |
| Admin fee / account holder | $1,102 | $5,220-78.9% | $6,737-83.6% | $5,651-80.5% |