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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,286 | $180,459-61.6% | $154,108-55.0% | $135,380-48.8% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -7.42% | 888.21%-895.6pp | 735.21%-742.6pp | 519.81%-527.2pp |
| Employer contribution / active EE | $3,596 | $6,035-40.4% | $5,298-32.1% | $4,779-24.7% |
| Participant deferral / active EE | $3,344 | $5,806-42.4% | $5,081-34.2% | $5,609-40.4% |
| Admin fee / account holder | $2,412 | $16,145-85.1% | $13,411-82.0% | $10,828-77.7% |