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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,186 | $183,539-10.5% | $155,556+5.5% | $145,897+12.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.23% | 61.31%-48.1pp | 64.84%-51.6pp | 552.29%-539.1pp |
| Employer contribution / active EE | $10,257 | $5,315+93.0% | $4,675+119.4% | $4,663+120.0% |
| Participant deferral / active EE | $5,907 | $6,467-8.7% | $5,631+4.9% | $6,689-11.7% |
| Admin fee / account holder | $1,296 | $19,275-93.3% | $15,885-91.8% | $13,390-90.3% |