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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,976 | $73,955-51.4% | $96,520-62.7% | $75,181-52.1% |
| Participation rate | 51.0% | 66.4%-15.4pp | 74.3%-23.3pp | 67.2%-16.2pp |
| Annual return | 18.30% | 26.72%-8.4pp | 35.72%-17.4pp | 160.69%-142.4pp |
| Employer contribution / active EE | $1,468 | $2,930-49.9% | $3,739-60.7% | $2,671-45.0% |
| Participant deferral / active EE | $3,085 | $3,659-15.7% | $4,879-36.8% | $4,126-25.2% |
| Admin fee / account holder | $561 | $5,217-89.3% | $6,733-91.7% | $5,650-90.1% |