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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,708 | $167,522-37.5% | $151,639-30.9% | $134,532-22.2% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | -23.02% | 7.81%-30.8pp | 3.34%-26.4pp | 418.27%-441.3pp |
| Employer contribution / active EE | $4,239 | $6,828-37.9% | $6,165-31.2% | $4,741-10.6% |
| Participant deferral / active EE | $14,110 | $8,986+57.0% | $8,363+68.7% | $6,401+120.4% |
| Admin fee / account holder | $443 | $13,780-96.8% | $11,613-96.2% | $11,429-96.1% |