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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,708 | $160,040-68.3% | $147,096-65.5% | $145,877-65.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.06% | 98.49%-81.4pp | 419.75%-402.7pp | 551.28%-534.2pp |
| Employer contribution / active EE | $2,660 | $5,289-49.7% | $4,936-46.1% | $4,663-43.0% |
| Participant deferral / active EE | $7,734 | $8,429-8.2% | $8,071-4.2% | $6,691+15.6% |
| Admin fee / account holder | $409 | $15,050-97.3% | $13,005-96.9% | $13,402-97.0% |