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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,868 | $107,363-48.0% | $92,909-39.9% | $152,897-63.5% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.0%-16.0pp | 82.5%-22.5pp |
| Annual return | 26.17% | 145.63%-119.5pp | 109.44%-83.3pp | 345.43%-319.3pp |
| Employer contribution / active EE | $1,614 | $4,222-61.8% | $3,653-55.8% | $4,764-66.1% |
| Participant deferral / active EE | $7,414 | $4,848+52.9% | $4,238+74.9% | $5,851+26.7% |
| Admin fee / account holder | $3,765 | $7,082-46.8% | $5,795-35.0% | $11,599-67.5% |