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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,247 | $123,854-71.5% | $69,623-49.4% | $145,884-75.8% |
| Participation rate | 61.1% | 69.2%-8.1pp | 66.4%-5.3pp | 80.3%-19.2pp |
| Annual return | 13.82% | 192.35%-178.5pp | 101.23%-87.4pp | 551.85%-538.0pp |
| Employer contribution / active EE | $588 | $2,673-78.0% | $1,709-65.6% | $4,662-87.4% |
| Participant deferral / active EE | $1,617 | $4,242-61.9% | $2,890-44.0% | $6,690-75.8% |
| Admin fee / account holder | $19,011 | $7,822+143.1% | $4,696+304.9% | $13,392+42.0% |