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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,491 | $167,362-84.8% | $143,799-82.3% | $134,532-81.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.51% | 0.47%-14.0pp | -0.04%-13.5pp | 418.27%-431.8pp |
| Employer contribution / active EE | $7,737 | $5,620+37.7% | $4,952+56.2% | $4,741+63.2% |
| Participant deferral / active EE | $16,754 | $6,447+159.9% | $5,638+197.1% | $6,401+161.7% |
| Admin fee / account holder | $759 | $18,094-95.8% | $14,677-94.8% | $11,429-93.4% |