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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,445 | $138,114+56.0% | $125,391+71.8% | $134,545+60.1% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -14.01% | 750.88%-764.9pp | 572.41%-586.4pp | 418.37%-432.4pp |
| Employer contribution / active EE | $5,395 | $5,246+2.8% | $4,816+12.0% | $4,742+13.8% |
| Participant deferral / active EE | $11,214 | $7,801+43.8% | $7,448+50.6% | $6,401+75.2% |
| Admin fee / account holder | $3,437 | $11,570-70.3% | $10,009-65.7% | $11,431-69.9% |