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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,790 | $63,082+23.3% | $81,726-4.8% | $79,856-2.6% |
| Participation rate | 55.2% | 67.5%-12.4pp | 72.0%-16.8pp | 69.6%-14.5pp |
| Annual return | 18.01% | 22.66%-4.7pp | 29.49%-11.5pp | 31.71%-13.7pp |
| Employer contribution / active EE | $1,259 | $1,795-29.9% | $4,311-70.8% | $2,471-49.1% |
| Participant deferral / active EE | $3,595 | $2,780+29.3% | $7,108-49.4% | $3,741-3.9% |
| Admin fee / account holder | $78 | $4,428-98.2% | $5,160-98.5% | $5,306-98.5% |