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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,637 | $152,460-2.5% | $118,746+25.2% | $147,586+0.7% |
| Participation rate | 66.7% | 82.3%-15.6pp | 78.3%-11.6pp | 82.8%-16.2pp |
| Annual return | 15.84% | 17.41%-1.6pp | 24.54%-8.7pp | 578.59%-562.8pp |
| Employer contribution / active EE | $2,431 | $5,046-51.8% | $4,193-42.0% | $4,876-50.2% |
| Participant deferral / active EE | $9,950 | $6,212+60.2% | $5,332+86.6% | $5,439+82.9% |
| Admin fee / account holder | $0 | $16,953-100.0% | $10,720-100.0% | $10,886-100.0% |