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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,998 | $62,672-52.1% | $185,117-83.8% | $70,126-57.2% |
| Participation rate | 84.6% | 63.8%+20.8pp | 77.3%+7.4pp | 69.5%+15.1pp |
| Annual return | 12.46% | 40.79%-28.3pp | 40.50%-28.0pp | 73.15%-60.7pp |
| Employer contribution / active EE | $3,470 | $1,753+98.0% | $4,182-17.0% | $2,343+48.2% |
| Participant deferral / active EE | $6,660 | $3,272+103.6% | $5,045+32.0% | $3,332+99.9% |
| Admin fee / account holder | $10,451 | $3,932+165.8% | $8,159+28.1% | $4,645+125.0% |