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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,181 | $69,977-36.9% | $108,582-59.3% | $62,881-29.7% |
| Participation rate | 87.2% | 72.9%+14.3pp | 79.6%+7.6pp | 69.3%+17.9pp |
| Annual return | 10.71% | 10.73%0pp | -51.70%+62.4pp | 20.14%-9.4pp |
| Employer contribution / active EE | $3,745 | $2,135+75.4% | $3,758-0.4% | $2,281+64.2% |
| Participant deferral / active EE | $6,012 | $3,165+90.0% | $4,311+39.4% | $3,203+87.7% |
| Admin fee / account holder | $1,089 | $5,076-78.5% | $7,645-85.8% | $4,296-74.6% |