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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,866 | $135,956-83.9% | $123,894-82.4% | $273,972-92.0% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 12.14% | 56.63%-44.5pp | 47.52%-35.4pp | 41.46%-29.3pp |
| Employer contribution / active EE | $3,449 | $5,170-33.3% | $4,617-25.3% | $4,869-29.2% |
| Participant deferral / active EE | $3,834 | $6,343-39.6% | $5,984-35.9% | $5,287-27.5% |
| Admin fee / account holder | $1,582 | $9,817-83.9% | $8,357-81.1% | $10,133-84.4% |