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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,785 | $167,353+139.5% | $143,797+178.7% | $134,545+197.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.01% | 0.48%-15.5pp | -0.04%-15.0pp | 418.37%-433.4pp |
| Employer contribution / active EE | $14,000 | $5,620+149.1% | $4,952+182.7% | $4,742+195.3% |
| Participant deferral / active EE | $10,028 | $6,447+55.5% | $5,638+77.9% | $6,401+56.7% |
| Admin fee / account holder | $1,646 | $18,096-90.9% | $14,679-88.8% | $11,431-85.6% |