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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,086 | $62,549-47.1% | $85,705-61.4% | $85,851-61.5% |
| Participation rate | 31.7% | 61.1%-29.4pp | 69.9%-38.2pp | 69.3%-37.6pp |
| Annual return | 15.26% | 23.77%-8.5pp | 21.49%-6.2pp | 318.63%-303.4pp |
| Employer contribution / active EE | $981 | $1,755-44.1% | $2,619-62.5% | $2,565-61.7% |
| Participant deferral / active EE | $2,014 | $2,802-28.1% | $3,924-48.7% | $3,952-49.0% |
| Admin fee / account holder | $236 | $4,644-94.9% | $6,877-96.6% | $6,261-96.2% |