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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,321 | $165,399-24.8% | $149,745-17.0% | $158,982-21.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.00% | 348.34%-336.3pp | 276.72%-264.7pp | 302.99%-291.0pp |
| Employer contribution / active EE | $9,245 | $5,105+81.1% | $4,646+99.0% | $4,763+94.1% |
| Participant deferral / active EE | $10,079 | $7,183+40.3% | $6,843+47.3% | $5,983+68.4% |
| Admin fee / account holder | $2,814 | $10,811-74.0% | $9,312-69.8% | $11,252-75.0% |