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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,251 | $167,353+53.7% | $143,797+78.9% | $134,545+91.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.52% | 0.48%-14.0pp | -0.04%-13.5pp | 418.37%-431.9pp |
| Employer contribution / active EE | $8,442 | $5,620+50.2% | $4,952+70.5% | $4,742+78.0% |
| Participant deferral / active EE | $4,171 | $6,447-35.3% | $5,638-26.0% | $6,401-34.8% |
| Admin fee / account holder | $4,367 | $18,096-75.9% | $14,679-70.3% | $11,431-61.8% |