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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,194 | $96,691-47.1% | $86,656-40.9% | $139,487-63.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.14% | 106.87%-88.7pp | 593.09%-575.0pp | 373.84%-355.7pp |
| Employer contribution / active EE | $5,685 | $3,267+74.0% | $3,025+87.9% | $4,755+19.6% |
| Participant deferral / active EE | $4,247 | $4,838-12.2% | $4,439-4.3% | $6,713-36.7% |
| Admin fee / account holder | $1,209 | $6,414-81.1% | $5,619-78.5% | $11,407-89.4% |