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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,316 | $125,184-81.4% | $105,607-77.9% | $145,884-84.0% |
| Participation rate | 50.0% | 77.6%-27.6pp | 75.3%-25.3pp | 80.3%-30.3pp |
| Annual return | 12.34% | 225.00%-212.7pp | 116.11%-103.8pp | 551.85%-539.5pp |
| Employer contribution / active EE | $8,572 | $3,720+130.4% | $3,167+170.7% | $4,662+83.8% |
| Participant deferral / active EE | $18,029 | $5,714+215.5% | $5,011+259.8% | $6,690+169.5% |
| Admin fee / account holder | $15,930 | $17,133-7.0% | $10,958+45.4% | $13,392+19.0% |