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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,744 | $167,362-6.3% | $143,799+9.0% | $134,532+16.5% |
| Participation rate | 81.8% | 84.8%-3.0pp | 80.3%+1.5pp | 81.2%+0.6pp |
| Annual return | -25.10% | 0.47%-25.6pp | -0.04%-25.1pp | 418.27%-443.4pp |
| Employer contribution / active EE | $2,704 | $5,620-51.9% | $4,952-45.4% | $4,741-43.0% |
| Participant deferral / active EE | $10,891 | $6,447+68.9% | $5,638+93.2% | $6,401+70.1% |
| Admin fee / account holder | $1,515 | $18,094-91.6% | $14,677-89.7% | $11,429-86.7% |