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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,531 | $148,623-22.3% | $135,974-15.0% | $139,466-17.2% |
| Participation rate | 73.9% | 83.9%-10.0pp | 81.9%-8.0pp | 80.3%-6.4pp |
| Annual return | 25.17% | 79.30%-54.1pp | 68.30%-43.1pp | 373.66%-348.5pp |
| Employer contribution / active EE | $6,540 | $5,246+24.7% | $4,859+34.6% | $4,754+37.6% |
| Participant deferral / active EE | $5,487 | $8,103-32.3% | $7,760-29.3% | $6,712-18.2% |
| Admin fee / account holder | $7,105 | $12,406-42.7% | $10,767-34.0% | $11,409-37.7% |