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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,039 | $154,228-11.1% | $145,433-5.8% | $137,256-0.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 25.57% | 74.59%-49.0pp | 66.58%-41.0pp | 220.34%-194.8pp |
| Employer contribution / active EE | $12,632 | $4,804+163.0% | $4,554+177.4% | $4,156+203.9% |
| Participant deferral / active EE | $10,142 | $8,216+23.4% | $7,897+28.4% | $6,407+58.3% |
| Admin fee / account holder | $642 | $14,344-95.5% | $13,129-95.1% | $12,270-94.8% |