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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,391 | $59,535-67.4% | $90,161-78.5% | $62,293-68.9% |
| Participation rate | 92.9% | 73.0%+19.9pp | 76.9%+16.0pp | 69.5%+23.4pp |
| Annual return | 17.40% | 23.53%-6.1pp | 34.89%-17.5pp | 28.90%-11.5pp |
| Employer contribution / active EE | $1,181 | $1,826-35.3% | $3,318-64.4% | $2,042-42.2% |
| Participant deferral / active EE | $3,275 | $4,639-29.4% | $5,287-38.1% | $3,169+3.3% |
| Admin fee / account holder | $16 | $337-95.3% | $5,943-99.7% | $479-96.7% |