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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,675 | $48,235-63.4% | $68,803-74.3% | $68,490-74.2% |
| Participation rate | 23.3% | 60.7%-37.3pp | 69.0%-45.7pp | 67.9%-44.6pp |
| Annual return | -19.00% | -12.70%-6.3pp | -6.37%-12.6pp | -7.85%-11.1pp |
| Employer contribution / active EE | $699 | $1,829-61.8% | $2,656-73.7% | $2,597-73.1% |
| Participant deferral / active EE | $1,740 | $2,867-39.3% | $3,942-55.9% | $4,028-56.8% |
| Admin fee / account holder | $1,551 | $4,361-64.4% | $4,936-68.6% | $5,403-71.3% |