See peer percentile detail. $4.99 for your first month.
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| Provider | Service type | Compensation |
|---|---|---|
RIA ADVISORY GROUP LLC1 year Filed as: RIA ADVISORY GROUP, LLC Service code 27 · EIN 20-3199545 | Advisory (Plan) | $21,440 |
RETIREMENT, LLC1 year Filed as: RETIREMENT , LLC SERIES TWO Service code 13 | Contract Administrator | $4,959 |
RETIREMENT, LLC1 year Filed as: RETIREMENT, LLC SERIES TWO Service code 13 · EIN 26-3723532 | Contract Administrator | $2,645 |
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $0 |
WILSHIRE ASSOCIATES INCORPORATED7+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,622 | $84,936-27.4% | $111,297-44.6% | $79,386-22.4% |
| Participation rate | 52.7% | 75.9%-23.2pp | 77.3%-24.6pp | 70.7%-18.0pp |
| Annual return | 12.74% | 17.45%-4.7pp | 54.65%-41.9pp | 116.85%-104.1pp |
| Employer contribution / active EE | $355 | $1,979-82.1% | $2,731-87.0% | $2,427-85.4% |
| Participant deferral / active EE | $1,732 | $3,888-55.5% | $4,487-61.4% | $4,046-57.2% |
| Admin fee / account holder | $414 | $537-23.0% | $7,964-94.8% | $626-33.9% |