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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,433 | $96,419-18.7% | $80,648-2.7% | $139,487-43.8% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 17.35% | 1352.86%-1335.5pp | 937.21%-919.9pp | 373.84%-356.5pp |
| Employer contribution / active EE | $12,129 | $3,261+271.9% | $2,724+345.3% | $4,755+155.1% |
| Participant deferral / active EE | $3,722 | $5,225-28.8% | $4,443-16.2% | $6,713-44.6% |
| Admin fee / account holder | $1,638 | $6,605-75.2% | $5,382-69.6% | $11,407-85.6% |