Retirement plan

ADMINISTRATIVE COMMITTEE FOR PISTACHIOS 401K PROFIT SHARING PLAN

Name: ADMINISTRATIVE COMMITTEE FOR PISTACHIOS - ADMINISTRATIVE COMMITTEE FOR PISTACHIOS 401K PROFIT SHARING PLAN (2023) Form 5500
Creator: ADMINISTRATIVE COMMITTEE FOR PISTACHIOS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ADMINISTRATIVE COMMITTEE FOR PISTACHIOS 401K PROFIT SHARING PLAN, ADMINISTRATIVE COMMITTEE FOR PISTACHIOS

ADMINISTRATIVE COMMITTEE FOR PISTACHIOSEIN 20-1520035Plan #001PY 2023

499 W. SHAW, SUITE 140 - FRESNO, CA 93704559-255-6480acpistachios.orgLinkedIn1-10 employeesgovernment administration

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$756K

-19.9% from 2022

Total participants

+50.0% from 2022

Average account balance

$252,041

-46.6% from 2022

Annual return

4.57%

+14.49 pp from 2022

Benchmarks

See 445 peers

Peer group

Industry92 - Public Administration

Plan typeDefined contribution

Participants<25

Cohort445 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$174K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$58K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$75K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+3.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$297135

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$304K

$101374 / participant

Other / not subdivided$304K100.0%

% of EOY assets

40.221%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$252,041

$77,707+224.3%

$70,160+259.2%

$139,487+80.7%

Participation rate

100.0%

83.1%+16.9pp

78.8%+21.2pp

80.3%+19.7pp

Annual return

4.57%

19.30%-14.7pp

19.08%-14.5pp

373.84%-369.3pp

Employer contribution / active EE

$7,864

$4,986+57.7%

$4,285+83.5%

$4,755+65.4%

Participant deferral / active EE

$16,548

$6,443+156.8%

$5,394+206.8%

$6,713+146.5%

Admin fee / account holder

$101,374

$5,397+1778.4%

$4,582+2112.6%

$11,407+788.7%

ADMINISTRATIVE COMMITTEE FOR PISTACHIOS 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ADMINISTRATIVE COMMITTEE FOR PISTACHIOS 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion