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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,442 | $105,200-35.9% | $159,474-57.7% | $85,847-21.4% |
| Participation rate | 70.0% | 75.8%-5.8pp | 82.8%-12.8pp | 69.3%+0.7pp |
| Annual return | 36.35% | 45.08%-8.7pp | 263.68%-227.3pp | 318.61%-282.3pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,080 | $5,946+2.3% | $7,353-17.3% | $3,952+53.8% |
| Admin fee / account holder | $5,210 | $6,934-24.9% | $10,802-51.8% | $6,261-16.8% |