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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,459 | $217,432+1.9% | $185,849+19.2% | $167,536+32.2% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 4.64% | 148.42%-143.8pp | 122.10%-117.5pp | 478.82%-474.2pp |
| Employer contribution / active EE | $7,371 | $5,875+25.5% | $5,169+42.6% | $4,839+52.3% |
| Participant deferral / active EE | $12,014 | $6,357+89.0% | $5,569+115.7% | $6,342+89.4% |
| Admin fee / account holder | $3,224 | $19,818-83.7% | $16,244-80.2% | $12,315-73.8% |