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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,731 | $175,259-87.6% | $149,723-85.5% | $139,487-84.4% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 24.14% | 166.82%-142.7pp | 134.50%-110.4pp | 373.84%-349.7pp |
| Employer contribution / active EE | $3,594 | $5,478-34.4% | $4,821-25.5% | $4,755-24.4% |
| Participant deferral / active EE | $2,621 | $6,522-59.8% | $5,682-53.9% | $6,713-61.0% |
| Admin fee / account holder | $2,187 | $16,158-86.5% | $13,215-83.5% | $11,407-80.8% |