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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,251 | $148,629-72.9% | $135,982-70.4% | $139,487-71.1% |
| Participation rate | 94.7% | 83.9%+10.9pp | 81.9%+12.8pp | 80.3%+14.4pp |
| Annual return | 27.68% | 79.33%-51.6pp | 68.32%-40.6pp | 373.84%-346.2pp |
| Employer contribution / active EE | $3,319 | $5,247-36.7% | $4,859-31.7% | $4,755-30.2% |
| Participant deferral / active EE | $6,497 | $8,102-19.8% | $7,760-16.3% | $6,713-3.2% |
| Admin fee / account holder | $3,014 | $12,406-75.7% | $10,767-72.0% | $11,407-73.6% |