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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,688 | $138,102+32.3% | $125,381+45.7% | $134,532+35.8% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.0pp | 81.2%-47.9pp |
| Annual return | -7.39% | 750.73%-758.1pp | 572.31%-579.7pp | 418.27%-425.7pp |
| Employer contribution / active EE | $2,235 | $5,245-57.4% | $4,815-53.6% | $4,741-52.9% |
| Participant deferral / active EE | $9,692 | $7,801+24.3% | $7,448+30.1% | $6,401+51.4% |
| Admin fee / account holder | $33,204 | $11,568+187.0% | $10,007+231.8% | $11,429+190.5% |