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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,674 | $209,422-34.7% | $178,503-23.4% | $158,982-14.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.70% | 188.81%-171.1pp | 151.12%-133.4pp | 302.99%-285.3pp |
| Employer contribution / active EE | $3,619 | $5,707-36.6% | $5,011-27.8% | $4,763-24.0% |
| Participant deferral / active EE | $3,235 | $5,955-45.7% | $5,202-37.8% | $5,983-45.9% |
| Admin fee / account holder | $890 | $17,079-94.8% | $13,987-93.6% | $11,252-92.1% |