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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,766 | $49,255-31.4% | $70,494-52.1% | $79,856-57.7% |
| Participation rate | 55.1% | 69.2%-14.0pp | 75.1%-20.0pp | 69.6%-14.5pp |
| Annual return | 14.07% | 30.10%-16.0pp | 109.16%-95.1pp | 31.71%-17.6pp |
| Employer contribution / active EE | $1,021 | $2,100-51.4% | $2,738-62.7% | $2,471-58.7% |
| Participant deferral / active EE | $2,553 | $2,768-7.8% | $3,711-31.2% | $3,741-31.7% |
| Admin fee / account holder | $844 | $2,879-70.7% | $3,848-78.1% | $5,306-84.1% |