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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $540,020 | $95,664+464.5% | $76,902+602.2% | $139,487+287.1% |
| Participation rate | 61.1% | 74.0%-12.9pp | 69.6%-8.5pp | 80.3%-19.2pp |
| Annual return | 14.33% | 55.03%-40.7pp | 37.91%-23.6pp | 373.84%-359.5pp |
| Employer contribution / active EE | $3,043 | $3,147-3.3% | $2,534+20.1% | $4,755-36.0% |
| Participant deferral / active EE | $6,397 | $4,626+38.3% | $3,833+66.9% | $6,713-4.7% |
| Admin fee / account holder | $15,077 | $8,311+81.4% | $5,479+175.2% | $11,407+32.2% |