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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,565 | $86,298-94.7% | $111,308-95.9% | $85,847-94.7% |
| Participation rate | 78.1% | 73.3%+4.8pp | 77.3%+0.8pp | 69.3%+8.8pp |
| Annual return | 13.66% | 19.99%-6.3pp | 54.67%-41.0pp | 318.61%-304.9pp |
| Employer contribution / active EE | $758 | $2,044-62.9% | $2,732-72.3% | $2,565-70.5% |
| Participant deferral / active EE | $2,026 | $3,641-44.4% | $4,487-54.9% | $3,952-48.7% |
| Admin fee / account holder | $2,353 | $8,189-71.3% | $7,965-70.5% | $6,261-62.4% |