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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,675 | $93,598-60.8% | $135,974-73.0% | $75,173-51.2% |
| Participation rate | 75.9% | 75.2%+0.7pp | 81.9%-6.0pp | 67.2%+8.7pp |
| Annual return | 33.51% | 30.89%+2.6pp | 68.30%-34.8pp | 160.72%-127.2pp |
| Employer contribution / active EE | $3,373 | $3,538-4.7% | $4,859-30.6% | $2,671+26.3% |
| Participant deferral / active EE | $6,970 | $6,405+8.8% | $7,760-10.2% | $4,126+68.9% |
| Admin fee / account holder | $2,660 | $6,978-61.9% | $10,767-75.3% | $5,651-52.9% |