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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,707 | $123,793+30.6% | $177,827-9.1% | $79,858+102.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 9.77% | 22.82%-13.0pp | 48.32%-38.5pp | 31.72%-21.9pp |
| Employer contribution / active EE | $2,859 | $4,095-30.2% | $5,918-51.7% | $2,471+15.7% |
| Participant deferral / active EE | $4,997 | $5,956-16.1% | $7,713-35.2% | $3,740+33.6% |
| Admin fee / account holder | $30,449 | $7,243+320.4% | $12,429+145.0% | $5,306+473.9% |