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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,453 | $143,969+40.6% | $199,883+1.3% | $82,637+145.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 10.80% | 25.67%-14.9pp | 43.81%-33.0pp | 53.51%-42.7pp |
| Employer contribution / active EE | $4,539 | $4,632-2.0% | $6,261-27.5% | $2,552+77.8% |
| Participant deferral / active EE | $8,063 | $6,937+16.2% | $9,138-11.8% | $4,126+95.4% |
| Admin fee / account holder | $870 | $14,597-94.0% | $17,268-95.0% | $7,339-88.2% |