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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,497 | $82,324-49.6% | $68,803-39.7% | $134,545-69.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -17.17% | -2.17%-15.0pp | -6.37%-10.8pp | 418.37%-435.5pp |
| Employer contribution / active EE | $809 | $3,302-75.5% | $2,656-69.6% | $4,742-82.9% |
| Participant deferral / active EE | $2,891 | $4,740-39.0% | $3,942-26.7% | $6,401-54.8% |
| Admin fee / account holder | $5,378 | $6,485-17.1% | $4,936+9.0% | $11,431-52.9% |