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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,916 | $104,116+40.1% | $71,089+105.3% | $135,380+7.8% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -5.28% | 1256.51%-1261.8pp | 650.65%-655.9pp | 519.81%-525.1pp |
| Employer contribution / active EE | $11,150 | $1,485+650.9% | $1,088+925.1% | $4,779+133.3% |
| Participant deferral / active EE | $5,800 | $2,524+129.8% | $1,873+209.8% | $5,609+3.4% |
| Admin fee / account holder | $842 | $4,142-79.7% | $3,082-72.7% | $10,828-92.2% |