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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,829 | $165,399-43.9% | $149,745-38.0% | $158,982-41.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.98% | 348.34%-337.4pp | 276.72%-265.7pp | 302.99%-292.0pp |
| Employer contribution / active EE | $5,974 | $5,105+17.0% | $4,646+28.6% | $4,763+25.4% |
| Participant deferral / active EE | $11,728 | $7,183+63.3% | $6,843+71.4% | $5,983+96.0% |
| Admin fee / account holder | $12,214 | $10,811+13.0% | $9,312+31.2% | $11,252+8.6% |