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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,367,403 | $215,361+534.9% | $171,082+699.3% | $273,972+399.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 0.04% | 25.14%-25.1pp | 32.56%-32.5pp | 41.46%-41.4pp |
| Employer contribution / active EE | $13,401 | $4,967+169.8% | $4,002+234.9% | $4,869+175.3% |
| Participant deferral / active EE | $12,000 | $5,543+116.5% | $4,797+150.1% | $5,287+127.0% |
| Admin fee / account holder | $3,166 | $10,846-70.8% | $8,520-62.8% | $10,133-68.8% |