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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,524 | $254,759-77.4% | $216,567-73.4% | $198,609-71.0% |
| Participation rate | 88.9% | 84.5%+4.4pp | 81.6%+7.2pp | 82.4%+6.5pp |
| Annual return | 17.80% | 10.04%+7.8pp | 12.94%+4.9pp | 202.70%-184.9pp |
| Employer contribution / active EE | $2,096 | $6,096-65.6% | $5,216-59.8% | $5,055-58.5% |
| Participant deferral / active EE | $7,580 | $6,948+9.1% | $6,191+22.4% | $6,977+8.6% |
| Admin fee / account holder | $1,133 | $26,311-95.7% | $21,981-94.8% | $19,030-94.0% |