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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,524 | $178,174-67.7% | $156,181-63.2% | $137,256-58.1% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.8%+10.1pp | 80.0%+8.9pp |
| Annual return | 17.80% | 84.19%-66.4pp | 64.87%-47.1pp | 220.34%-202.5pp |
| Employer contribution / active EE | $2,096 | $4,972-57.8% | $4,294-51.2% | $4,156-49.6% |
| Participant deferral / active EE | $7,580 | $6,888+10.0% | $6,132+23.6% | $6,407+18.3% |
| Admin fee / account holder | $1,133 | $17,404-93.5% | $14,586-92.2% | $12,270-90.8% |