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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,524 | $199,109-71.1% | $173,730-66.9% | $154,746-62.8% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 17.80% | 20.02%-2.2pp | 19.96%-2.2pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,096 | $5,311-60.5% | $4,577-54.2% | $4,379-52.1% |
| Participant deferral / active EE | $7,580 | $7,113+6.6% | $6,326+19.8% | $6,730+12.6% |
| Admin fee / account holder | $1,133 | $20,916-94.6% | $17,523-93.5% | $14,365-92.1% |