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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,172 | $175,259-38.8% | $149,723-28.4% | $139,487-23.2% |
| Participation rate | 94.7% | 83.4%+11.3pp | 78.8%+16.0pp | 80.3%+14.4pp |
| Annual return | 17.40% | 166.82%-149.4pp | 134.50%-117.1pp | 373.84%-356.4pp |
| Employer contribution / active EE | $2,342 | $5,478-57.2% | $4,821-51.4% | $4,755-50.7% |
| Participant deferral / active EE | $7,287 | $6,522+11.7% | $5,682+28.2% | $6,713+8.6% |
| Admin fee / account holder | $804 | $16,158-95.0% | $13,215-93.9% | $11,407-92.9% |