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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,896 | $183,539-31.4% | $155,556-19.1% | $145,897-13.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 9.42% | 61.31%-51.9pp | 64.84%-55.4pp | 552.29%-542.9pp |
| Employer contribution / active EE | $9,562 | $5,315+79.9% | $4,675+104.5% | $4,663+105.1% |
| Participant deferral / active EE | $7,553 | $6,467+16.8% | $5,631+34.1% | $6,689+12.9% |
| Admin fee / account holder | $2,844 | $19,275-85.2% | $15,885-82.1% | $13,390-78.8% |