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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,896 | $183,592-31.4% | $155,574-19.1% | $145,877-13.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 9.42% | 61.37%-52.0pp | 64.87%-55.4pp | 551.28%-541.9pp |
| Employer contribution / active EE | $9,562 | $5,317+79.8% | $4,676+104.5% | $4,663+105.1% |
| Participant deferral / active EE | $7,553 | $6,466+16.8% | $5,629+34.2% | $6,691+12.9% |
| Admin fee / account holder | $2,844 | $19,316-85.3% | $15,914-82.1% | $13,402-78.8% |