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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,896 | $183,592-31.4% | $155,567-19.1% | $145,959-13.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 9.42% | 61.24%-51.8pp | 64.74%-55.3pp | 561.95%-552.5pp |
| Employer contribution / active EE | $9,562 | $5,315+79.9% | $4,674+104.6% | $4,661+105.2% |
| Participant deferral / active EE | $7,553 | $6,464+16.8% | $5,628+34.2% | $6,689+12.9% |
| Admin fee / account holder | $2,844 | $19,318-85.3% | $15,916-82.1% | $13,398-78.8% |