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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,169 | $180,459+14.8% | $154,108+34.4% | $135,380+53.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -0.53% | 888.21%-888.7pp | 735.21%-735.7pp | 519.81%-520.3pp |
| Employer contribution / active EE | $7,510 | $6,035+24.4% | $5,298+41.8% | $4,779+57.1% |
| Participant deferral / active EE | $5,190 | $5,806-10.6% | $5,081+2.1% | $5,609-7.5% |
| Admin fee / account holder | $62,500 | $16,145+287.1% | $13,411+366.0% | $10,828+477.2% |